Studying in Australia is an exciting opportunity, but understanding the cost of living is crucial for financial planning. Expenses vary based on city, lifestyle, and accommodation choices. This guide provides an estimated cost breakdown for international students and includes an interactive calculator to estimate personal expenses.

1. Estimated Monthly Living Costs (2025)

The table below provides an average cost estimate for different expense categories in Australia’s major cities:

Note: These costs are estimates and may vary based on personal lifestyle choices, housing preferences, and spending habits.

2. Accommodation Cost Breakdown

On-Campus Accommodation

• Costs: AUD 1,100 - AUD 2,800 per month (including utilities)
• Benefits: Proximity to university, social environment, convenience
• Ideal for: Students who want a structured, community-driven living space

Shared Apartment / House Rental

• Costs: AUD 750 - AUD 2,000 per month (varies by city)
• Benefits: Lower costs, independence, flexibility in location
• Ideal for: Students who prefer privacy and flexibility

Purpose-Built Student Accommodation (PBSA)

• Costs: AUD 1,200 - AUD 2,500 per month
• Benefits: Fully furnished, all-inclusive rent, modern amenities
• Ideal for: Students looking for hassle-free, student-oriented living

Homestay (Living with a Host Family)

• Costs: AUD 1,000 - AUD 1,500 per month (includes meals & utilities)
• Benefits: Cultural experience, family environment, support system
• Ideal for: Students who want a structured environment and cultural immersion

3. Additional Living Expenses

1. Groceries & Eating Out

• Supermarket expenses: AUD 70 - 150 per week
• Eating out: A meal at a budget restaurant costs AUD 15 - 25
• Coffee/Tea: AUD 4 - 6 per cup
• Fast food meal: AUD 10 - 15

2. Transport Costs

• Public transport (bus/train/tram): AUD 100 - 220 per month
• Student concession discounts available in some states
• Bicycle or walking: A cost-effective transport option for students living near campus

3. Entertainment & Social Activities

• Movie ticket: AUD 18 - 25
• Gym membership: AUD 40 - 90 per month
• Concerts/events: AUD 50 - 150 per ticket
• Weekend trip (local travel): AUD 150 - 500

4. Interactive Cost of Living Calculator

Use the calculator below to estimate your monthly expenses based on your city, lifestyle preferences, and accommodation type.

Enter Your Preferences:

1. Select Your City

• Sydney
• Melbourne
• Brisbane
• Perth
• Adelaide

2. Choose Your Accommodation Type

• On-Campus Accommodation
• Shared Apartment
• Private Rental
• Purpose-Built Student Housing (PBSA)
• Homestay

3. Lifestyle Choices

• Food Budget:

  • Cook at home (Lower cost)
  • Eat out frequently (Higher cost)

• Transport Preference:

  • Public transport (Medium cost)
  • Walk/Bike (Lower cost)
  • Own car (Higher cost – fuel, insurance)

• Entertainment & Social Life:

  • Low (AUD 100-200 per month)
  • Medium (AUD 200-400 per month)
  • High (AUD 400+ per month)

Once the details are selected, the calculator will generate an estimated monthly budget tailored to your preferences.

5. Tips for Managing Expenses as a Student

✔ Set a monthly budget and track expenses using apps
✔ Take advantage of student discounts on transport, food, and entertainment
✔ Buy groceries in bulk and cook at home to save on food expenses
✔ Share accommodation costs by living with roommates
✔ Use second-hand items for furniture, textbooks, and electronics
✔ Plan for emergency savings to cover unexpected expenses

6. Get Expert Assistance

For more detailed advice on managing student finances, scholarships, and affordable accommodation options, visit mycoursefinder.com.