CBHS OSHC: A Comprehensive Guide to Overseas Student Health Cover in Australia

Introduction

Studying in Australia offers international students access to world-class education, vibrant culture, and high-quality healthcare. However, to comply with Australian visa requirements, all student visa holders must have Overseas Student Health Cover (OSHC).

CBHS OSHC is one of the trusted OSHC providers, offering affordable and comprehensive health insurance plans designed for international students. This article explores CBHS OSHC, including coverage details, pricing, claims process, and how to purchase it with promotional cashback offers via MyCourseFinder.

What is CBHS OSHC?

CBHS (Commonwealth Bank Health Services) OSHC is a leading not-for-profit health insurance provider offering affordable and comprehensive OSHC plans. CBHS OSHC is designed to meet the Australian Government’s student visa requirements and provides access to quality healthcare services across Australia.

Why Choose CBHS OSHC?

✔ Government Approved – Meets all student visa health insurance requirements.
✔ Extensive Medical Network – Coverage for doctors, hospitals, and specialists.
✔ Emergency Ambulance Cover – Ensures access to critical care.
✔ Easy Claims Process – Online and mobile claims processing.
✔ Affordable Plans – Competitive pricing for students, couples, and families.

CBHS OSHC Coverage & Benefits

CBHS OSHC ensures students have essential medical coverage while studying in Australia.

1. Doctor & Specialist Visits

• Unlimited General Practitioner (GP) visits.
• Specialist doctor consultations (requires referral).
• Pathology tests (e.g., blood tests).
• Diagnostic imaging (X-rays, MRIs, ultrasounds).

2. Hospital & Surgery Coverage

• Full coverage for public hospital stays.
• Access to private hospitals (if covered under CBHS agreements).
• Emergency room care & surgery costs.
• Inpatient & outpatient procedures.

3. Emergency Ambulance Services

• 100% coverage for emergency ambulance transport when required for medical emergencies.

4. Prescription Medication Benefits

• Covers prescription medicines up to a set limit.
• Annual caps apply per student.

5. Mental Health & Pregnancy Services

• Mental health consultations (some waiting periods may apply).
• Pregnancy-related services (subject to waiting periods).

What’s Not Covered?

✖ Dental, optical, and physiotherapy (requires Extras Cover).
✖ Elective or cosmetic surgery.
✖ Non-emergency ambulance services.
✖ Treatments outside Australia.

CBHS OSHC Plans & Pricing

CBHS OSHC offers various coverage options to suit different student needs:

1. Single OSHC

✔ Covers only the student.
✔ Ideal for students studying alone.

2. Couples OSHC

✔ Covers the student and their partner (spouse/de facto).
✔ Suitable for married or partnered students.

3. Family OSHC

✔ Covers the student, their partner, and dependent children.
✔ Provides full coverage for families.

Estimated CBHS OSHC Pricing (2025)

💡 Pricing varies depending on coverage period and policy updates.

How to Purchase CBHS OSHC from MyCourseFinder

Buying CBHS OSHC via MyCourseFinder is a fast, simple, and secure way to ensure you meet your student visa requirements.

Steps to Buy CBHS OSHC Online

✅ Step 1: Visit MyCourseFinder OSHC Page
👉 Go to https://mycoursefinder.com/en/OSHC.

✅ Step 2: Select Your CBHS OSHC Plan
📌 Choose between Single, Couples, or Family OSHC.

✅ Step 3: Enter Your Visa & Personal Details
📌 Provide your full name, email, phone, and course duration.
📌 Ensure the policy period matches your visa requirements.

✅ Step 4: Get a Quote
📌 The system will generate a real-time price quote for your OSHC policy.
📌 Check if promotional cashback offers are available.

✅ Step 5: Apply Cashback Offers
📌 If MyCourseFinder offers cashback promotions, they will be automatically applied or require a promo code.
📌 Enter the promo code (if applicable) for cashback discounts.

✅ Step 6: Complete Secure Payment
📌 Choose your preferred payment method (credit card, PayPal, or bank transfer).
📌 Complete the secure transaction.

✅ Step 7: Receive Your OSHC Certificate Instantly
📌 After payment, you’ll get:
✔ OSHC confirmation email.
✔ CBHS OSHC policy number (required for student visa).

✅ Step 8: Claim Your Cashback (If Applicable)
📌 If eligible for a cashback offer, you will receive a refund within a few business days.

How to Make a CBHS OSHC Claim

CBHS OSHC offers two easy ways to claim your medical expenses.

1. Direct Billing (No Upfront Payment Required)

• Some GPs, hospitals, and clinics bulk bill CBHS OSHC.
• Show your CBHS OSHC card at the time of treatment.

2. Reimbursement (If You Paid Upfront)

• If you paid for medical services, submit a claim to get reimbursed.
• Claim via:
  ✔ CBHS OSHC App (fastest method).
  ✔ Online Member Portal.
  ✔ Mailing a claim form.
• Claims are processed within 5–10 business days.

Tips for Maximizing Your CBHS OSHC Benefits

💡 Find Bulk Billing Doctors – Use CBHS’s provider search tool to find doctors with no out-of-pocket costs.
💡 Carry Your OSHC Card – Keep your digital or physical OSHC card for easy access.
💡 Know Your Coverage Limits – Read your policy document to avoid unexpected costs.
💡 Use the CBHS OSHC App – Manage claims and track payments.
💡 Renew Your Policy Before Expiry – Avoid visa issues by renewing on time.

Conclusion

CBHS OSHC is a trusted and affordable health insurance option for international students in Australia. With comprehensive coverage, a vast medical provider network, and easy claims processing, CBHS OSHC ensures students can focus on their studies without worrying about medical expenses.

📢 Get Your CBHS OSHC Today!
👉 Buy Now at https://mycoursefinder.com/en/OSHC and enjoy exclusive cashback offers! ✅