Allianz Care OSHC: A Comprehensive Guide to Overseas Student Health Cover in Australia

Introduction

Australia is a top choice for international students, offering high-quality education, a great lifestyle, and world-class healthcare. However, as part of the student visa (subclass 500) requirements, international students must have Overseas Student Health Cover (OSHC) throughout their stay.

Allianz Care OSHC is one of the leading OSHC providers in Australia, offering affordable and comprehensive health insurance for international students. This guide covers Allianz Care OSHC’s coverage, pricing, claims process, and how to purchase it with exclusive cashback offers via MyCourseFinder.

What is Allianz Care OSHC?

Allianz Care OSHC is part of Allianz Global Assistance, one of the world's largest and most trusted insurance providers. Allianz Care OSHC is approved by the Australian Government to meet visa health insurance requirements, ensuring students can access essential healthcare services, including doctor visits, hospital treatments, and emergency care.

Why Choose Allianz Care OSHC?

✔ Government Approved – Meets Australian student visa requirements.
✔ Large Healthcare Network – Access to doctors, specialists, and hospitals nationwide.
✔ 100% Emergency Ambulance Cover – Covers all emergency ambulance services.
✔ Unlimited GP Visits – Covers doctor consultations with Allianz-affiliated GPs.
✔ Hospital Cover – Includes public & some private hospital stays.
✔ Simple Online Claims Process – Submit claims via app or online.
✔ 24/7 Student Support – Help available in multiple languages.

Allianz Care OSHC Coverage & Benefits

Allianz Care OSHC provides essential medical coverage for international students, ensuring they can access affordable healthcare services in Australia.

1. Doctor & Specialist Visits

• Unlimited visits to General Practitioners (GPs).
• Specialist consultations (requires a GP referral).
• Pathology services (e.g., blood tests, diagnostic checks).
• Diagnostic imaging (X-rays, MRIs, ultrasounds).

2. Hospital & Surgical Coverage

• 100% coverage for public hospital stays.
• Access to private hospitals (limited to Allianz-affiliated hospitals).
• Emergency room treatments & surgical procedures.
• Outpatient & inpatient hospital care.

3. Emergency Ambulance Transport

• Fully covered for all emergency ambulance services.

4. Prescription Medications

• Covers prescription drugs up to a set limit.
• Annual pharmaceutical benefit caps apply.

5. Mental Health & Pregnancy Services

• Mental health support & psychological consultations.
• Pregnancy-related services (waiting periods may apply).

What’s Not Covered?

✖ Dental, optical, and physiotherapy (requires Extras Cover).
✖ Cosmetic or elective surgery.
✖ Non-emergency ambulance transport.
✖ Medical treatments received outside Australia.

Allianz Care OSHC Plans & Pricing

Allianz Care OSHC offers flexible coverage options to meet the needs of international students.

1. Single OSHC

✔ Covers only the student.
✔ Ideal for students studying alone.

2. Couples OSHC

✔ Covers the student and their partner (spouse or de facto).
✔ Suitable for married or partnered students.

3. Family OSHC

✔ Covers the student, their partner, and dependent children.
✔ Provides comprehensive family protection.

Estimated Allianz Care OSHC Pricing (2025)

💡 Prices vary based on policy duration and coverage updates.

How to Purchase Allianz Care OSHC from MyCourseFinder

Purchasing Allianz Care OSHC via MyCourseFinder is the fastest and most secure way to buy OSHC for your student visa while taking advantage of cashback promotions.

Steps to Buy Allianz Care OSHC Online

✅ Step 1: Visit MyCourseFinder OSHC Page
👉 Go to https://mycoursefinder.com/en/OSHC.

✅ Step 2: Choose Your Allianz Care OSHC Plan
📌 Select between Single, Couples, or Family OSHC.

✅ Step 3: Enter Your Visa & Personal Details
📌 Provide your full name, email, phone, and visa duration.
📌 Ensure the policy duration aligns with your visa requirements.

✅ Step 4: Get an Instant Quote
📌 The system will generate a real-time price quote for your OSHC plan.
📌 Check if any cashback offers are available.

✅ Step 5: Apply Cashback Offers
📌 If cashback promotions are available, they will be automatically applied or require a promo code.
📌 Enter the promo code (if applicable) to receive a discount.

✅ Step 6: Make a Secure Payment
📌 Select a payment method (credit/debit card, PayPal, or bank transfer).
📌 Complete the secure checkout process.

✅ Step 7: Receive Your OSHC Certificate Instantly
📌 Upon successful payment, you’ll receive:
✔ Allianz Care OSHC confirmation email.
✔ Your policy number (required for your student visa application).

✅ Step 8: Claim Your Cashback (If Applicable)
📌 If your OSHC purchase qualifies for a cashback promotion, your refund will be processed within a few business days.

How to Make an Allianz Care OSHC Claim

Allianz Care OSHC provides an easy and efficient claims process for students.

1. Direct Billing (No Upfront Payment Required)

• Some GPs and hospitals bulk bill Allianz Care OSHC.
• Show your Allianz Care OSHC card to receive treatment with no out-of-pocket costs.

2. Reimbursement (If You Paid Upfront)

• If you paid for medical services, you can claim reimbursement.
• Submit your claim via:
  ✔ Allianz Care OSHC App (fastest method).
  ✔ Online Member Portal.
  ✔ Mailing a claim form.
• Claims are processed within 5–10 business days.

Tips for Maximizing Your Allianz Care OSHC Benefits

💡 Find Bulk Billing Doctors – Use Allianz’s provider search tool to find doctors who bill Allianz Care OSHC directly.
💡 Keep Your OSHC Card Accessible – Carry your digital or physical OSHC card for easy use.
💡 Understand Your Coverage Limits – Read your policy document to avoid unexpected costs.
💡 Use the Allianz Care OSHC App – Submit claims, find healthcare providers, and track reimbursements.
💡 Renew Your Policy Before Expiry – Maintain continuous coverage to avoid visa complications.

Conclusion

Allianz Care OSHC is a comprehensive, affordable, and government-approved health insurance option for international students in Australia. With extensive medical coverage, a wide healthcare provider network, and an easy claims process, Allianz Care OSHC ensures that students can focus on their education without worrying about healthcare expenses.

📢 Get the Best Deal on Allianz Care OSHC Today!
👉 Buy Now at https://mycoursefinder.com/en/OSHC and enjoy exclusive cashback offers! ✅