Medibank OSHC: A Comprehensive Guide to Overseas Student Health Cover in Australia

Introduction

Australia is one of the world’s leading destinations for international students, offering top-tier education, a high quality of life, and an excellent healthcare system. However, all international students on a student visa (subclass 500) are required by the Australian Government to have Overseas Student Health Cover (OSHC) for the duration of their stay.

Medibank OSHC is one of Australia’s most popular and trusted OSHC providers, offering comprehensive health coverage to international students. This guide explains everything you need to know about Medibank OSHC, including coverage details, pricing, claims process, and how to purchase it with exclusive cashback offers via MyCourseFinder.

What is Medibank OSHC?

Medibank OSHC is provided by Medibank Private, one of Australia’s largest and most reputable private health insurers. Medibank OSHC ensures international students have access to affordable medical services, including GP visits, hospital treatments, and emergency care while studying in Australia.

Why Choose Medibank OSHC?

✔ Government Approved – Fully meets Australian student visa requirements.
✔ Large Healthcare Network – Access to doctors, hospitals, and specialists nationwide.
✔ 100% Emergency Ambulance Cover – Covers all emergency ambulance services.
✔ Unlimited GP Visits – Access to bulk-billing doctors (Medibank-affiliated GPs).
✔ Hospital Cover – Includes public & some private hospital stays.
✔ Easy Online Claims Process – Submit claims via the Medibank OSHC app or portal.
✔ 24/7 Student Support – Multilingual assistance is available at all times.

Medibank OSHC Coverage & Benefits

Medibank OSHC provides international students with extensive health coverage, ensuring access to essential medical care while studying in Australia.

1. Doctor & Specialist Visits

• Unlimited visits to General Practitioners (GPs).
• Specialist consultations (requires a GP referral).
• Pathology services (e.g., blood tests, diagnostic checks).
• Diagnostic imaging (X-rays, MRIs, ultrasounds).

2. Hospital & Surgical Coverage

• 100% coverage for public hospital stays.
• Access to private hospitals (Medibank-affiliated hospitals only).
• Emergency room treatments & surgical procedures.
• Outpatient & inpatient hospital care.

3. Emergency Ambulance Transport

• Fully covered for all emergency ambulance services.

4. Prescription Medications

• Covers prescription drugs up to a set limit.
• Annual pharmaceutical benefit caps apply.

5. Mental Health & Pregnancy Services

• Mental health support & psychological consultations.
• Pregnancy-related services (waiting periods may apply).

What’s Not Covered?

✖ Dental, optical, and physiotherapy (requires Extras Cover).
✖ Cosmetic or elective surgery.
✖ Non-emergency ambulance transport.
✖ Medical treatments received outside Australia.

Medibank OSHC Plans & Pricing

Medibank OSHC offers multiple plan options to meet the different healthcare needs of international students.

1. Single OSHC

✔ Covers only the student.
✔ Ideal for students studying alone.

2. Couples OSHC

✔ Covers the student and their partner (spouse or de facto).
✔ Suitable for married or partnered students.

3. Family OSHC

✔ Covers the student, their partner, and dependent children.
✔ Comprehensive family protection.

Estimated Medibank OSHC Pricing (2025)

💡 Prices may vary depending on policy duration and coverage updates.

How to Purchase Medibank OSHC from MyCourseFinder

Buying Medibank OSHC via MyCourseFinder is the fastest and most secure way to purchase OSHC for your student visa while taking advantage of cashback offers.

Steps to Buy Medibank OSHC Online

✅ Step 1: Visit MyCourseFinder OSHC Page
👉 Go to https://mycoursefinder.com/en/OSHC.

✅ Step 2: Choose Your Medibank OSHC Plan
📌 Select between Single, Couples, or Family OSHC.

✅ Step 3: Enter Your Visa & Personal Details
📌 Provide your full name, email, phone, and visa duration.
📌 Ensure the policy duration aligns with your visa requirements.

✅ Step 4: Get an Instant Quote
📌 The system will generate a real-time price quote for your OSHC plan.
📌 Check if any cashback offers are available.

✅ Step 5: Apply Cashback Offers
📌 If cashback promotions are available, they will be automatically applied or require a promo code.
📌 Enter the promo code (if applicable) to receive a discount.

✅ Step 6: Make a Secure Payment
📌 Select a payment method (credit/debit card, PayPal, or bank transfer).
📌 Complete the secure checkout process.

✅ Step 7: Receive Your OSHC Certificate Instantly
📌 Upon successful payment, you’ll receive:
✔ Medibank OSHC confirmation email.
✔ Your policy number (required for your student visa application).

✅ Step 8: Claim Your Cashback (If Applicable)
📌 If your OSHC purchase qualifies for a cashback promotion, your refund will be processed within a few business days.

How to Make a Medibank OSHC Claim

Medibank OSHC provides a simple and efficient claims process.

1. Direct Billing (No Upfront Payment Required)

• Some GPs and hospitals bulk bill Medibank OSHC.
• Show your Medibank OSHC card to receive treatment with no out-of-pocket costs.

2. Reimbursement (If You Paid Upfront)

• If you paid for medical services, you can claim reimbursement.
• Submit your claim via:
  ✔ Medibank OSHC App (fastest method).
  ✔ Online Member Portal.
  ✔ Mailing a claim form.
• Claims are processed within 5–10 business days.

Tips for Maximizing Your Medibank OSHC Benefits

💡 Find Bulk Billing Doctors – Use Medibank’s provider search tool to find doctors who bill Medibank OSHC directly.
💡 Keep Your OSHC Card Accessible – Carry your digital or physical OSHC card for easy use.
💡 Understand Your Coverage Limits – Read your policy document to avoid unexpected costs.
💡 Use the Medibank OSHC App – Submit claims, find healthcare providers, and track reimbursements.
💡 Renew Your Policy Before Expiry – Maintain continuous coverage to avoid visa complications.

Conclusion

Medibank OSHC is a comprehensive, affordable, and government-approved health insurance option for international students in Australia. With extensive medical coverage, a large healthcare provider network, and an easy claims process, Medibank OSHC ensures students can focus on their education without worrying about healthcare expenses.

📢 Get the Best Deal on Medibank OSHC Today!
👉 Buy Now at https://mycoursefinder.com/en/OSHC and enjoy exclusive cashback offers! ✅